If you are the owner of a vehicle in Pennsylvania, you probably already know that you are required to purchase auto insurance for your vehicle. To meet the legal requirements, many people simply purchase the most basic coverage possible. However, there are many other important aspects of auto insurance beyond the basics. When used properly, an auto insurance policy can protect you and your family in case of injury.
Even though the law requires that every owner of a vehicle purchase insurance, approximately 1 in every 7 drivers in the U.S. do not carry insurance on their vehicle. Other times, the vehicle which caused the accident may not stop (hit-and-run). If you are unable to get the other driver's information, they are considered to be uninsured. If you are injured in an accident caused by an uninsured driver, you may be left with no source of recovery for your injuries.
As personal injury attorneys, we often see the unfortunate result of an injured victim being left with little or no recovery because a dangerous driver did not carry auto insurance. Although it is possible to attempt a judgment against the personal assets of the driver at fault, this process rarely results in any actual money being recovered.
Luckily, protection is available. You can choose to add uninsured motorist coverage to your auto insurance policy. Uninsured motorist coverage allows you to recover for your injuries when you are injured by a driver who did not carry insurance on their vehicle.
Uninsured motorist protection is surprisingly affordable, and provides a very important coverage to you and your family. Since it is not a required coverage, it is up to you to make sure to purchase uninsured motorist coverage. Remember, there are many uninsured drivers on the road. Don't gamble with your insurance policy: protect yourself and your family.
If you have any questions about your insurance policy and whether you are fully covered, contact us. We provide free insurance policy reviews. While we hope that you never become injured, we can help you make sure that you are fully prepared with coverage.
Even though the law requires that every owner of a vehicle purchase insurance, approximately 1 in every 7 drivers in the U.S. do not carry insurance on their vehicle. Other times, the vehicle which caused the accident may not stop (hit-and-run). If you are unable to get the other driver's information, they are considered to be uninsured. If you are injured in an accident caused by an uninsured driver, you may be left with no source of recovery for your injuries.
As personal injury attorneys, we often see the unfortunate result of an injured victim being left with little or no recovery because a dangerous driver did not carry auto insurance. Although it is possible to attempt a judgment against the personal assets of the driver at fault, this process rarely results in any actual money being recovered.
Luckily, protection is available. You can choose to add uninsured motorist coverage to your auto insurance policy. Uninsured motorist coverage allows you to recover for your injuries when you are injured by a driver who did not carry insurance on their vehicle.
Uninsured motorist protection is surprisingly affordable, and provides a very important coverage to you and your family. Since it is not a required coverage, it is up to you to make sure to purchase uninsured motorist coverage. Remember, there are many uninsured drivers on the road. Don't gamble with your insurance policy: protect yourself and your family.
If you have any questions about your insurance policy and whether you are fully covered, contact us. We provide free insurance policy reviews. While we hope that you never become injured, we can help you make sure that you are fully prepared with coverage.
