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Exceptions to Limited Tort Restrictions

    Typically, limited tort insurance coverage prevents a Pennsylvania car accident victim from recovering compensation for the pain & suffering caused by their injuries. However, the law has multiple exceptions to the limited tort option that allow an injured party to make a claim for pain and suffering.  

These exceptions include:

  • Motorcycles;
  • Pedestrians;
  • Passengers on a bus, truck, taxi or other commercial vehicle;
  • Accidents where the driver who caused the accident is convicted of drunk driving (DUI);
  • If the driver who caused the accident was operating a vehicle registered in a different state than Pennsylvania;
  • If the injuries from the accident are deemed to be "serious" in nature.

    Although the term "serious injury" is not directly defined within any Pennsylvania Statute, prior court rulings have defined it as an injury resulting in death, serious impairment of a body function, or permanent serious disfigurement.

    Our attorneys have extensive experience in fighting limited tort car accident cases. We will work to show that your injuries are serious and that you are entitled to full compensation. If you have been injured in a car accident, even if you are covered by limited tort insurance, contact us right away.

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Associated with Krause Cole Law Offices

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Meet Your Lawyers

Russell Krause, Esq.
Andrew W. Cole, Esq.




Philly Auto Law

(215) 839-9820